The Big-Four Banks recorded a total of $43 Billion profit in one year

The Big-Four Banks recorded a total of $43 Billion profit in one year

According to The Australia Institute data, Australia's big four banks (CBA, NAB, Westpac, and ANZ) generated approximately $16.9 Billion in profit from owner-occupier home loans in 2025.

This figure highlights that while owner-occupier loans account for 22.7% of their business, they contribute 39.3% of the profit.

Profit Breakdown: Over a 30-year average loan, the big four make nearly $229,000 in profit.

First-Year Impact: In the first year alone, banks generate over $11,000 in profit per average owner-occupier loan.

Weekly Earnings: Banks make $214 per week in profit per average owner-occupier mortgage.

Total Profits: The big four banks recorded a total of $43 Billion in profits for the 2024–2025 financial year.

These findings suggest that despite competitive market conditions, banks are deriving disproportionately high profits from owner-occupier mortgage holders.